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Won't this allow insurance companies to more accurately determine risk, lowering the cost for everyone immediately, and then still further when medical care improves because of it?
So, yes, GINA is important like a sandbag on a New Orleans levy: it may address a fringe immediate problem, but don't bother patting yourself on the back because the basic infrastructure needs to be replaced. It will be expensive and politically inconvenient, but... well, New Orleans isn't patting itself any more.
Anyways, I'm glad to hear that I'm not the only one that doesn't think GINA makes any damn sense. Perhaps single-payer health care will moot the whole issue.
Any bets as to whether GINA will be as full of FAIL as the ACOE?
But they don't, they're both short-term political tools, and neither achieves anything lasting... Health care, levies, etc.